Financial Planning Guided by Service, Stewardship and Faith
123 Investing is a Christian and veteran-owned financial planning firm based in Apollo Beach, Florida. As an Investment Advisor Representative with G.A. Repple & Company, Michael Mandarino helps individuals, families, military members and Americans living abroad evaluate retirement, investment, tax-planning and risk-management strategies.
We serve clients in Apollo Beach, Brandon, Riverview, Tampa, Sarasota, Bradenton, St. Petersburg, Lakeland and Clearwater, as well as eligible clients across the United States. We also work with churches and religious families on faith-focused investing and planned-giving education. Jesus Christ is our Lord and Savior.
Financial planning is an ongoing process. Our role is to help you understand your options, evaluate tradeoffs and make informed decisions aligned with your goals.
He who gathers crops in summer is a prudent son, but he who sleeps during harvest is a disgraceful son. Proverbs 10:5
A Thoughtful, Personalized Planning Process
We begin by learning about your circumstances, priorities, time horizon and tolerance for risk. We then help you evaluate strategies that may be appropriate for your goals, explain potential benefits and risks, and consider how each option fits within your broader financial plan.
Where Should Your Financial Roadmap Take You?
Your priorities may include caring for your family, preparing for retirement, managing investment risk, supporting your church or transitioning from military service. Michael Mandarino works with clients to define those priorities, organize their financial information and evaluate practical strategies for the road ahead.